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Director, Product Legal (EmFi & Payments)

Airwallex
Hybrid (San Francisco, California, United States) Full Time Negotiable 11 days ago

About the Job

We started in Melbourne in 2015 to build the infrastructure global commerce runs on. We're the regulated backbone behind global payments: not by accident, but by design. A decade plus, 85+ licenses, and a financial infrastructure spanning North America, Europe, the Middle East, and Asia-Pacific.

We're co-headquartered in San Francisco and Singapore, with more than 2,300 people across 27 offices. We hire builders with founder-level energy, people who move fast with good judgment, dig in with real curiosity, and make calls from first principles rather than waiting to be told what to do. Read our operating pri...

Product Legal is an embedded partner to Airwallex’s product organization, helping shape regulated financial products from early ideation through launch. In this role, you’ll lead the legal support for Embedded Finance, Lending, Issuing, and Payments for Platforms while staying close to the highest-impact product and...

Required Skills & Abilities

A JD or equivalent law degree and active bar membership in at least one U.S. jurisdiction.
10+ years of legal experience in payments, fintech, financial services, or a closely related regulated industry, including substantial in-house experience.
Deep expertise in U.S. payments and financial services regulation, including money transmission, AML/BSA, Reg E, UDAAP, card network rules, state licensing, and bank-partner or BaaS program requirements.
A strong fintech lens and the ability to make sound decisions when regulations are evolving, fact patterns are novel, and information is incomplete.
Experience serving as an embedded legal partner to Product and Engineering teams from ideation through launch in a fast-moving fintech or financial services environment.
A track record of structuring and negotiating complex agreements with banks, payment processors, card networks, or other financial partners.
Strong drafting skills, including financial partnership agreements, platform terms and conditions, consumer terms, and related product documentation.
The ability to translate complex technical and regulatory matters into clear, practical advice for business partners and senior stakeholders.
Experience leading, mentoring, or developing lawyers or other legal professionals, with the judgment to balance people leadership and hands-on product counseling.
A collaborative, commercially minded approach to partnering with Sales, Product, Financial Partnerships, Risk, Compliance, Engineering, and other cross-functional teams.
Experience at a top-tier law firm combined with in-house experience at a fintech, payments company, or technology company offering regulated financial products.
Experience with multi-jurisdictional product launches, including European payments regulation such as PSD2 and e-money frameworks.
Experience with Visa or Mastercard rules, issuing programs, consumer financial products, regulatory exams, or bank-partner audits.
A track record of building legal playbooks, scalable frameworks, or internal knowledge resources that reduce friction and accelerate product development.
Experience supporting embedded finance, Payments for Platforms, Lending, or Issuing products.
Comfort using legal technology or AI tools to improve legal workflows.
You're comfortable owning the roadmap yourself.
You own the outcome and you don't wait for permission to fix what's broken.
You're comfortable making decisions with incomplete information and moving quickly anyway.
You communicate clearly and directly across cultures, and you're thoughtful about how context shifts meaning across borders.
You can advocate hard for a position, then fully support the team's direction once a call is made.
Legal sits at the heart of the decisions that shape how Airwallex grows. This team backs the builders transforming us into a generational financial company, working alongside product, sales, and business partners every step of the way. You'll help shape a global licensing footprint most fintechs wish they had, while keeping our brand and data architecture best-in-class for customers entering the agentic economy and its regulatory demands. The hard part is helping the business move fast on product, revenue, and new-market expansion without compromising the discipline that protects the moat.
It's a team for lawyers, strategists, and licensing specialists with commercial instincts, sharp judgment, and an obsession with customer-first outcomes. If you want to guide executive decisions and help build the licensing, structure, and judgment behind what comes next, this is where legal has real leverage.
To protect you from recruitment scams, please be aware that Airwallex will not ask for bank details, sensitive ID numbers (i.e. passport), or any form of payment during the application or interview process. All official communication will come from an @airwallex.com email address. Please apply only through careers.airwallex.com or our official LinkedIn page.
Airwallex does not accept unsolicited resumes from search firms/recruiters. Airwallex will not pay any fees to search firms/recruiters if a candidate is submitted by a search firm/recruiter unless an agreement has been entered into with respect to specific open position(s). Search firms/recruiters submitting resumes to Airwallex on an unsolicited basis shall be deemed to accept this condition, regardless of any other provision to the contrary.

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