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Senior Software Engineer, Home Lending

UPSTART
Worldwide Full Time USD 166,900 - 230,900 p.a. 1 day ago

About the Job

At Upstart, we’re united by a mission that matters: to radically reduce the cost and complexity of borrowing for all Americans. Every day, we bring creativity, experimentation, and advanced AI to reshape access to credit, helping millions move forward financially with clarity and confidence.

As the leading AI lending marketplace, we partner with banks and credit unions to expand access to affordable credit through technology that’s both radically intelligent and deeply human. Our platform runs over one million predictions per borrower using more than 3,000 signals, powering smarter, fairer decisions for...

We’re proudly digital-first, giving most Upstarters the flexibility to do their best work from wherever they thrive, alongside teammates across 80+ cities in the US and Canada. Digital-first doesn’t mean distant. We’re intentional about in-person connection through team onsites, planning sessions, and moments that s...

Required Skills & Abilities

● Bachelor’s degree in Computer Science, Engineering, or Mathematics, or a related field or its equivalent, and 4 years of professional software engineering experience
● Experience building and maintaining production software systems for consumer-facing web applications
● Experience with backend or user interface engineering in a production environment
● Experience owning production systems, including operational support, incident response, or on-call responsibilities
● Experience independently driving multi-quarter engineering projects from technical design through delivery
● Knowledge of financial technology, lending, home lending, or other regulated consumer finance products
● Experience working on application funnels, borrower journeys, customer journeys, or other high-volume conversion flows
● Ability to use product metrics, funnel data, error rates, and engineering judgment to prioritize technical work
● Skills in improving complex live systems incrementally while continuing to deliver new product capabilities
● Ability to influence cross-functional partners through clear technical recommendations and thoughtful tradeoff discussions

Qualifications

Experience: 4 years experience

Apply now

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